Dengue Insurance Care Costs Can Press
Health Insurance June 25th, 2010
Jakarta, Cases of dengue fever, routinely attacking some tropical areas, including Indonesia. Sometimes the problem is handled as late DHF patients ‘fear’ to the hospital concerned, expensive.
Seeing this condition, a new product launched by Dengue Insurance ACA Insurance to help communities prepare for dengue fever.
Dengue fever, caused by dengue virus is spread to humans through mosquito bites of Aedes aegypti, has a lot of casualties. Victims throughout the year both from the bottom to the top.
Every beginning of the rainy season, government and private sectors have started to warn the public to take precautionary action to eradicate mosquito breeding, including the fumigation (fogging) and provision of abate powder. Still, the hospital filled with patients suffering from Dengue Fever.
Insurance Dengue Fever (ADB) is a breakthrough for the insurance industry in Indonesia, especially micro-insurance, insurance for participants to feel comfortable in conducting insurance transactions.
Insurance Dengue Fever (ADB) is the hemorrhagic fever health insurance for the insured aged between 6 months to 65 years. Simply pay a premium of USD 50 000 per year, if exposed to dengue, the company will provide a fund of Rp 2 million.
ADB is expected to ease the cost burden of patients who underwent treatment of dengue fever in the hospital.
This insurance guarantees given definite and simple, ie, if diagnosed dengue fever, the participants are entitled to compensation insurance.
At a press conference in Jakarta, Wednesday (12/05/2010), the management of ACA explains, the process of activation and insurance cover is also very simple, performed by the participants own insurance through short messages (SMS), in a way to activate a PIN that is printed on the card participants insurance.
When the insurance participants diagnosed dengue fever by doctors, who first needs to be done is to report the claim via SMS with a special format based on which is printed on the Card Participants Insurance, and claims officers will contact the participants to guide the insurance claim process.
In filing a claim takes three documents, namely:
1. Medical letter stating the insurance of participants diagnosed with dengue fever
2. Results of laboratory examination
3. Proof of identity such as ID cards or Family Card
Each participant is allowed to buy more insurance than one ADB up to a maximum compensation of 10 million rupiah.
ADB’s products are marketed in all branches or through agents ACA ACA registered and chain stores across Indonesia Indomaret.
ADB’s product is expected to provide practical solutions in the field of public health, so that the lofty ideals of the founders of insurance for insurers and insured popularize the community can come true.
